| Product Recalls - Notice by Press Release |
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| When a company is unable to identify all purchasers of a recalled product and notify them directly, the U.S. Consumer Product Safety Commission (CPSC) typically issues a press release jointly with the company. More... |
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| The Fair Credit Reporting Act - Employers |
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| Employers sometimes obtain consumer reports from consumer reporting agencies (CRAs) when they hire new employees or evaluate existing employees for promotion, reassignment, or retention. When an employer obtains a consumer report from a CRA for such purposes, the employer must comply with the Fair Credit Reporting Act.More... |
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| Federal Telemarketing Sales Rule - Billing Authorization |
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| The Federal Telemarketing Sales Rule prohibits a telemarketer or seller from directly or indirectly causing a consumer's billing information to be submitted for payment without the express informed consent of the consumer. Consent is express if it is unambiguously articulated by the consumer. Silence is not express consent.
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| Federal Telemarketing Sales Rule - Records |
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| The Federal Telemarketing Sales Rule requires most sellers and telemarketers to keep certain records for two years. The Rule requires sellers and telemarketers to keep records of: (1) advertising and promotional materials; (2) prize recipients; (3) sales; (4) employees; and
(5) all verifiable authorizations or records of express informed consents or express agreements.
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| The Safeguards Rule - FTC Recommendations Regarding Information Systems |
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| As part of the Gramm-Leach-Bliley Act, the Federal Trade Commission (FTC) has issued the Safeguards Rule. The Safeguards Rule requires financial institutions to implement a security plan to protect customer information. More... |
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